What's your first name, stranger? :) *

Let's not be strangers for much longer.

(FYI: With this form, whenever your data is in transit between you and us it's processed via secure encryption — the same level of encryption used by leading banks.)
 
Do you have a down payment? *

For homes under 500K, you need 5% of the purchase price; for homes over 500K, you'll need a bit more.

 
Woot — Internet high five for you! :) *

How's your credit score?

 
Not everyone does! *

We may still have options. How's your credit score?

 
Things happen! :) *

How bad are we talking here?

 
Can you show us a history of rent or utility payments in your name for at least the past 12 months? *

     
 
Can you bring them up to date? *


 
Have you been discharged? *


 
For how long? *


 
Have you re-established credit with two accounts? *

For example, car loan, etc.

 
Do you have *


 
Are they paid? *


 
Any other good credit? *


 
You are *


 
Perfect, thanks! *

Are you working?

 
How long have you been in your current position? *


 
Awesome, thanks! *

Have you been in your current position for

 
Nice work! *

We love entrepreneurs! How long have you been self employed for?

 
Sounds good! *

How long have you been in your current position for?

 
Do you have a downpayment of at least 10% saved? *


 
Preferred contact method *


 
Phone number

 
Cell number

 
Skype id

 
Any other comments?

Well, that was quick! :) If you'd like to be the one to ask questions, click the 'Yes' button below. If not, thanks for stopping by. :)
Yes
{{answer_38579635}}, without a down payment or strong credit history, you'll need a co-signer to get a mortgage right away. Hope this helps.
Yay — you can apply right away, {{answer_38579635}}!
Apply now
Without a down payment or strong credit history, you will need a co-signer who is able to qualify for a mortgage right away. Click on the 'Learn more' button for info about improving your credit.
Learn more
If you've been self employed for less than two years, and you have no downpayment, we can't help you get a mortgage at this time, {{answer_38579635}}. Click 'Learn more' button to learn more about this.
Learn more
Without a down payment or strong credit history, you will need a co-signer who is able to qualify for a mortgage right away. Click on the 'Learn more' button for info about improving your credit.
Learn more
Sorry, but we can't help you at this time, {{answer_38579635}}. Click the 'Learn more' button to find out  how to improve your credit.
Learn more
If you have no down payment, and you've been in you current position for less than two years, you will need a co-signer who is able to qualify for a mortgage right away. Click on the 'Learn more' button for info about improving your credit.
Learn more
For self-employed individuals, a two-year average of earnings from your current position is needed to use as your income. To learn more, click the 'Learn more' button below. If you don't have a down payment saved, you will need a co-signer who is able to qualify for a mortgage.
Learn more
{{answer_38579635}}, in most cases like this, if you don't have a two-year average + you don't have at least 20% down, you will need a co-signer to be able to qualify for a mortgage.
In most cases like this, you will need a co-signer who is able to qualify for a mortgage right away, and you'll also need to pay those collections. Click on the 'Learn more' button for info about improving your credit.
Learn more
Sorry, but we can't help you at this time, {{answer_38579635}}. "How soon can I get a mortgage after I’ve been discharged?" Sooner than most people think — click the 'Learn more' button to find out.
Learn more
In most cases like this, you will need a co-signer who is able to qualify for a mortgage right away.
{{answer_38579635}}, in most cases like this, you will need a co-signer who is able to qualify for a mortgage right away. Click on the 'Learn more' button for info about improving your credit.
Learn more